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Charitable Donation Deadlines

If you live in the U.S. and are planning to make a donation around the holidays, we’ve pulled together details on U.S. tax deadlines and rules. These are meant to serve as a helpful guide –– this isn’t legal advice, and individual situations may vary.

If you have the capacity to give, 2020 is a particularly good year to do so. Recognizing the scale of global need caused by COVID-19, lawmakers have created two new policies as part of the CARES Act:

  1. If you don’t itemize, you can now get a charitable giving tax deduction up to $600. Individuals can deduct $300 of non-itemized donations; married-filing-jointly couples can deduct up to $600 (previously, this was $0).
  2. If you itemize and are hoping to give a larger grant, you can now donate & deduct up to 100% of adjusted gross income, bringing taxable income to $0 (the previous limit was 60%; this policy does not apply for DAFs).

Donating by credit card or PayPal

U.S. IRS tax deadline information

For a U.S. donation to be eligible for a 2020 tax deduction, it must be made by midnight on December 31 in your time zone (your credit card statement must be time-stamped with a 2020 date).

What to know about this donation type

Paying online by credit card is the fastest and easiest way to donate, and the safest way to ensure your donation is processed before the end of the year.

Donate by credit card or PayPal >

Donating by check

U.S. tax deadline information

For a U.S. donation to be eligible for a 2020 tax deduction, the envelope must be postmarked on or before December 31, 2020.

What to know about this donation type

If mailing a check, you must send it via USPS to:

GiveDirectly, Inc.
PO Box 3221
New York, NY 10008

Only checks sent through USPS will be delivered to our PO Box; checks sent via FedEx or UPS will be returned to sender.

Donating by wire transfer

U.S. tax deadline information

For a U.S. donation to be eligible for a 2020 tax deduction, wires must be sent by December 31, 2020.

Bank details for wire/ ACH transfer

Account Name: GiveDirectly, Inc.
Account Type: Checking
Account number: 120191050
Routing number: 021000021
Bank Name: Chase Manhattan Bank, 919 3rd Ave., New York, NY, 10022, USA

To provide our team with your gift designation and tax receipt information, please email [email protected]

Donating stock

U.S. tax deadline information

For a U.S. donation to be eligible for a 2020 tax deduction, stock must be transferred by your firm/broker by December 31, 2020. 

What to know about this donation type

The details for transferring stock are below; it typically takes several business days after a transfer request is made for the transfer to occur.

Account name: Give Direct Inc.
Account number: 220-66222
DTC#: 0352
Bank name: J.P. Morgan Clearing Corp

To provide our team with your gift designation and tax receipt information, please email [email protected].

Donating mutual fund shares:

To donate mutual fund shares please email [email protected] with the following information, which you can find by contacting your brokerage:

Delivering Firm Name:
Delivering Acct #:
Delivering Acct Name:
Share Quantity:
Symbol:

Donating crypto

U.S. tax deadline information

For a U.S. donation to be eligible for tax deduction in 2020, crypto must be transferred by December 31, 2020. 

What to know about this donation type

If you are donating a crypto asset which you have held for more than one year, you are eligible for a deduction equal to the fair market value of the asset at the date of the donation. If you have held the asset for one year or less, your deduction’s value will be the lesser of the fair market value of the asset at the time of the donation and the cost basis of the asset.

Donate crypto >

From the first screen select the amount you would like to donate. Then click the confirmation button at the bottom of the screen. Select “more“ and choose BTC, XRP, or ETH/ERC20. Complete the necessary information and click “next.” Then you will be taken to a page with the correct wallet information.

Donating through a Donor Advised Fund (DAF)

U.S. tax deadline information

Donations made through a DAF are not tax-deductible.

What to know about this donation type

Processing time for donations varies by the sponsoring organization. Typically it takes 4-5 business days between recommendation and arrival for donations made through DAFs.


If you’re looking to learn more on U.S. law on tax deductible charitable donations (including minimum donation size requirements), you can read more here.