The two main corruption risks that typically arise in transfer programs involve (a) manipulation of the list of eligible recipients and (b) diversion of transfers sent to eligible recipients.

We address the first through a comprehensive audit process, using multiple independent checks to ensure that recipients are eligible and have not been charged bribes to get on the list. These checks include in-person visits by different staff members, in-person audits by senior management, remote data audits, and phone calls with each recipient, all prioritized using modern analytics.

We address the second through identity-matching between our records and those of our payment providers, through comprehensive follow-up calls to ensure money is reaching the intended recipients, and in some cases through direct staff monitoring of cash-out points.

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